THE INSURANCE INDUSTRY REEKS!!

WE pay huge rates "just in case" something horrible happens - but what happens when something horrible does happen? WE have to come up with the astronomical deductable regardless of how rough our financial situation happens to be. And if the specific medical, automotive or natural disaster just happens to be something they don't cover, WE are the ones who are screwed. We'd serve ourselves better by not signing up for insurance of any kind and put half our weekly salary away for when the rainy day does come. (Because it will take half our salary to pay for most medical emergencies.)